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Astra Insurance won three awards in Indonesia Business Insurance Award 2012. The three award categories obtain include The Most Reliable General Insurance for Astra Insurance, The Most Favorite Insurance category General Insurance Company for Astra Insurance, and The Most Favorite Insurance Motor Vehicle Insurance Product for Garda Oto.

"Receiving the award was happy and remind. Happy hard work Astra Insurance should be appreciated, reminding as it means the company has to work harder in the future to account for this appreciation has been given. Moreover, three awards at once," said Ida Rotua M. Sigalingging, Director of Insurance Astra after receiving the award recently in Jakarta.

The awards show was conceived as a consideration of the dynamics of the insurance industry is very fast and increasingly competitive market in this industry. Factors or variables were used to assess not only based on the service aspect, but also the financial performance of each company.

Based on the book Indonesia Insurance Watch 2012-2013 issued by Pustaka Bisnis Indonesia, Astra Insurance is still the largest general insurance company in the amount of total assets of Rp 5.845 trillion, an increase of 16:42%. General insurance companies with the biggest profit by net income of U.S. $ 703.322 billion, up 15.01% from Rp 611.543 billion. And general insurance companies with the largest underwriting income of Rp 1.744 trillion, an increase of 15:46% from the same period in the previous year.

Of the three above data, it was concluded that the Astra Insurance still be the number one in 2012.

JAKARTA: PT Insurance Bangun Askrida eyeing additional capital of around Rp 5, 5 billion until the end of the year to meet the target as a company with a paid up capital of Rp 200 billion.

Ai Sobaryadi, Director of Bangun Askrida, explaining the additional capital is a decision of the General Meeting of Shareholders (RUPS) that was held some time ago. In the meeting, the shareholders decided to increase the capital of around Rp 6 billion from Rp194 billion in position 2011.

"Honestly Rp200 billion paid up capital of the target has not been met until now. We are still waiting for an injection of capital from a number of pemeritah areas and regional development banks [BPD], "he said on Friday (10/12/2012).

He explained at the AGM are decided on the capital increase priority for shareholders who have a share below 1%. The shareholders are expected to deposit their capital Rp130 ​​million.

A total of four entities minority shareholders have to deposit additional capital with a total of Rp520 million. "After the RUPS new incoming Rp520 million additional capital, so we are looking forward to additional capital of around Rp 5, 5 billion more," he said.

Apart from the minority shareholders, the company also expects capital contribution in an amount greater than the provincial government. But he did not want to reveal the identity of the shareholder.

In search of business, the provincial government has expressed a commitment to increase the capital of West Sumatra is the value of Rp2, 5 billion.

As quoted by Antara, the West Sumatra provincial government plan has been approved by Regional Representatives Council. The Provincial Government capital of Padang was recorded has made equity Rp69, 45 billion in Askrida and has a 20.26% share.

Until the end of August 2012, total equity held by Askrida touched Rp329 billion. The level of risk-based capital, the company was established in 1989 to touch 380%.

In awa stood 23 years ago, all shares owned by the BPD Askrida. In its development, the Minister of the Interior issued a ruling that essentially expands Askrida ownership by involving the provincial government.

Until the end of 2011, there were 17.19% of the shares are owned by seven BPD. Furthermore, as many as 42.59% of the shares owned by the Foundation. Employee Welfare and Pension Funds BPD throughout Indonesia. As for the rest, which is 40.22% owned by a number of provincial government.

General insurance gross premiums reaching targets Rp1 trillion during 2012 through a number of flagship products such as fire insurance, motor insurance and cargo insurance. There was also a personal accident insurance products, insurance, remittances and bank guarantees.

JAKARTA: Indonesia Travel Association (Asita) Jakarta and the Association of Flight Ticket Sales Indonesia (Astindo) with PT Jakarta Raya and PT Insurance Mega Life Insurance to cover losses on the closure of the airline.

Business Development Coordinator Asita Jakarta Anton N. Sumarli said this during a company selling airline tickets and tour company has always been the injured party in the event of closure of business of an airline.

He pointed at the close of business some time ago Mandala Airlines, deposit funds belonging to members Astindo and Asita placed on the airline's Rp 15 billion charred and did not return.

In case of closure of Adam Air a few years ago, he said, the firm loses the ticket seller and agent / agency of not refunding deposits almost Rp30 billion.

So even in some cases the closure of other airlines. They do not refund the deposit ticket seller owned companies and travel agents stationed at the airline. The reason being financial.

"So we took the insurance to provide protection if there is such a thing anymore, we can re-deposit the funds," he said on Thursday (4/10).

President Director of PT Asuransi Kingdom Maramis Arend said it provides deposit insurance fund that is placed on a company selling airline tickets and agent / agency in the airline.

With this partnership, he said, corporate travel agents and ticket sellers will no longer suffer the closure happened to the airline.

"In us, this makes for a performance surety bond products, in order to guarantee top-up funds that could have been paid to the airlines covered. We also backup reinsurance," he said.

JAKARTA: Acquisition insurance premiums motor vehicle expected to penetrate Rp 10 trillion this year, triggered by the high growth in vehicle sales.

Budi Herawan, Chairman of the General Insurance Association Statistics Indonesia (AAUI) said the high growth in vehicle sales this year to be the main factor driving the growth of sales of motor vehicle insurance.

Based on the record business, the domestic automobile market in September return achieved record sales with growth of 32.8% from the previous month to 101,405 units.

Data while the Indonesian Automotive Industry Association (Gaikindo) shows total car sales during the first 9 months of this year reached 815,556 units, up 23.6% over the same period last year, as many as 659,854 units.

With these achievements, Gaikindo optimistic car sales target of 1 million units - that were previously predicted to occur until the next year, can penetrate this year.

"We'll see increased sales of cars and motorcycles signikan enough though today there are rules about the minimum down payment car loans. If 80% of the total sales of cars and motorcycles made ​​by credit, then a very large impact on the insurance. Predicted the end of the year I can pass Rp 10 trillion [motor vehicle insurance premiums], "he told Business, Friday evening

JAKARTA: PT Adira Insurance Dynamics (Adira Insurance) launched an insurance product for protection of gadget and telecommunications products at the beginning of the quarter IV/2012.

General insurance companies (loss) by major business lines motor vehicle insurance business in cooperation with PT Global Teleshop Tbk through its subsidiary PT Persada Centra Digital.

President Director of Adira Insurance Indra Varuna said protection product called Global Aplus include risks unintentional accidents which cause damage to the electronic items sold through retail outlets Global Apple.

The accident in question a.l. fell and crushed, liquids, fell into the water, fire and theft broken into and that preceded the violence or destruction.

Aplus Global Product Protection also covers losses caused by earthquakes, volcanic eruptions, tsunamis, floods, typhoons and storms.

"This is one step we are expanding the protection to target specific market segments. We hope to provide added value for users of Apple products, "he said today (2/10).

In addition to providing insurance against Apple products, he added, the product owner will also get the benefit of insurance coverage. If the owner had an accident that resulted in permanent disability or death, the Company will provide a guarantee fund up to Rp20 million.

"There are also benefits medical expenses incurred due to robbery or theft of Apple's products are accompanied by violence against the owner," he explained. (yus)

JAKARTA: Indonesian Life Insurance Association (AAJI) optimistic national life insurance premium growth may touch the figure of 25% by the end of the first semester of the year while the performance is beyond expectations.

Chairman AAJI Hendrisman Rahim admitted life insurance premium growth during the first half of this year beyond expectations.

Over the last few years, the industry is always recorded acquisition premium growth of 20% - 30%. However, growth in life insurance premiums in the first half I/2012 only grew 16.7% to Rp49, 7 trillion.

"Despite positive growth, but it is under-estimated., However I'm optimistic business can grow 25% -30% at the end of the year because of business in the fourth quarter typically is increasing sharply," he said on Friday (09/28/2012).

Like the banking sector, he said, the growth of the insurance sector also tend to follow the development of the macro economy. Generally, he said, the money circulating in the community during the second half better than the first half so that many customers make closing an insurance policy in the second semester.

JAKARTA - PT Bank Negara Indonesia (BNI) targeting 1.6 million policyholders Prudential Indonesia to become customers of their cooperation through the signing of premium payments.

"Currently there are around 60,000 customers who use the BNI as a partner Prudential insurance policy payments, with this partnership we are targeting growth at least two-fold," said Director of Consumer and Retail BNI, Darmadi Sutanto said after the signing ceremony in Jakarta on Wednesday.

Although optimistic about the potential to increase cooperation non-interest income ("fee-based income") Prudential premium payments that reached Rp350-Rp400 million per month, a senior official said that growth can not be achieved within the near future.

"Within six months to a year is we expect to consistently doubled in value," said a senior official.

Cooperation Darmadi mean it is an extension of regular premium payment service with the "auto-debit" BNI, despite earlier BNI-Prudential has worked for premium payment through ATM facility.

Besides working with Prudential, said the senior official, it will continue to increase "fee-based income" from other insurance companies.

"We continue to explore opportunities, to date there are about 10 life insurance that has been explored, we also serve some insurance payments," he said.

Going forward, the unification of the system of electronic payment channels such as BNI ATM, SMS Banking and Internet Banking, Darmadi hope "fee-based income," the company also increases the integration done it.

Electronic transactions through the facilities listed BNI continues to grow, with the number of users of e-banking to reach 9 million debit card customers, 1.56 million BNI PhonePlus, 582 thousand users of internet banking, as well as 3.23 million customers who use SMS banking.

Achieving transaction volume BNI PhonePlus reach Rp53, 37 billion by the first half of 2012, while internet banking transaction volume sebsar BNI record 2.121 trillion and SMS banking reach Rp1, 01 trillion

Masih bingung mencari asuransi yang mengerti mobil Anda?
Jika Anda pemilik mobil Toyota, tak perlu bingung lagi
Kini telah hadir, TOYOTA INSURANCE!
Perlindungan lengkap dengan pelayanan sekualitas Toyota


Kelebihan Toyota Insurance yang dapat Anda nikmati:

• Penanganan klaim yang cepat. Klaim disetujui dalam 1 hari*.
• Call center 24 jam di 75 898 (ponsel) atau (021) 7650 898 siap membantu Anda kapan saja.
• Jaminan suku cadang asli dan jaminan hasil kerja bengkel resmi Toyota (Toyota Authorized Workshop) selam 1 tahun
• Emergency Roadside Assistance siap membantu selama 24 jam bila terjadi situasi darurat di jalan seperti mogok, ban kempes, pintu terkunci, kecelakaan, dan lain-lain.
  *) Syarat dan ketentuan berlaku.

TOYOTA INSURANCE, asuransi khusus untuk pemilik mobil Toyota. Tentunya dengan kualitas Toyota yang terpercaya. Bagi Anda pemilik mobil Toyota seudah sepatutnya mendapatkan perlindungan asuransi dengan cara Toyota. Mobil Toyota yang bisa diasuransikan adalah mobil baru jenis sedan, SUV, MPV, pick up dan truk.
Toyota Insurance, menawarkan 2 jenis perlindungan, yaitu :

1. Kondisi Total Loss Only (TLO), menjamin total loss accident dan kehilangan mobil akibat pencurian. Untuk total loss accident akan mendapatkan penggantian apabila biaya perbaikan 50% lebih besar dari harga kendaraan*.
*) Syarat dan ketentuan berlaku.

2. Kondisi komprehensive, menjamin kerugian sebagian (partial loss) maupun kerugian total (total loss) ditambah perluasan jaminan tanggung jawab hukum pihak ketiga sampai dengan Rp. 10 juta per kejadian*.
*) Syarat dan ketentuan berlaku.

Berbagai keuntungan lainnya di Toyota Insurance yaitu :
- One Day Claim Approval
- Perlindungan menyeluruh
- Layanan Call Center 24 jam
- 24-hour Emergency Roadside Assistance

Toyota Workshop

Toyota Insurance hanya mempercayakan mobil Anda ditangani oleh Toyota Authorized Workshop yang memiliki fasilitas teknologi mutakhir dan teknisi yang berkualitas standar Toyota. Begitu juga dengan suku cadang yang digunakan hanya suku cadang asli Toyota.

Berikut jaminan yang Anda dapatkan di Toyota Authorized Workshop:
1. Suku cadang asli Toyota.
2. Jaminan hasil kerja selama 1 tahun
3. Materi cat berkualitas
4. Special Service Tools dari Toyota
5. Fasilitas dan perlengkapan sesuai standar Toyota :

• Welding Tools (TIG, MIG, Spot Welder). Mencegah terjadinya karat, tidak merusak struktur logam body, dan kualitas las sesuai standar pabrik.
• Washer Welder, Lead time lebih pendek, meminimalkan dempulan dan tidak merusak struktur logam.
• Repair Frame (Frame O-Ligner), mengurangi deformasi (perubahan bentuk), dan perubahan struktur logam yang disebabkan penarikan dengan metode pemanasan. Dengan hasil ukuran chasis yang presisi, menjamin kestabilan kendaraan.
• Mixing Color Room, hasil warna yang akurat sesuai dengan warna kendaraan (Juga didukung dengan database warna kendaraan).
• Infra Red Drier, Pengeringan sampai ke plat dasar mobil, pengecatan lebih cepat, hasil lebih baik, dan tidak terpengaruh cuaca.
• Spray Booth, Menjamin hasil pengecatan yang mulus, bebas bercak, dan partikel kecil lainnya yang dapat merusak daya tahan cat serta penampilan mobil.

Jadi jika anda memang sudah membeli Toyota Fortuner SUV Terbaik pastikan asuransi anda adalah Toyota Insurance

Saya akan berikan ilustrasi Premi Asuransi untuk beberapa asuransi besar yang ada di indonesia khusus untuk perhitungan Premi Asuransi Mobil Toyota Grand New Fortuner VN Turbo dengan harga beli antara 380 juta sampai 410 Juta

Untuk Perhitungan Pada Asuransi ABDA:
Mobil Tahun 2012 Harga Rp.420 juta

420.000.000 × 2,5% = 10.500.000 All Risk Standard
420.000.000 × 3% = 12.600.000 All Risk + Perluasan huru hara, banjir dan gempa.


Benefit :
1. All Risk Comprehensive
2. TJH III Rp. 10jt.

__________________________________________________________________________________

Untuk Perhitungan Pada Asuransi ACA:
Mobil Tahun 2012 Harga Rp.420 juta


420.000.000 × 2% = 8.400.000 All Risk + Perluasan huru hara, banjir dan gempa.


Benefit :
1. All Risk Comprehensive
2. TJH III Rp. 10jt.

__________________________________________________________________________________

Untuk Perhitungan Pada Asuransi Takaful:
Mobil Tahun 2012 Harga Rp.420 juta

420.000.000 × 2,75% = Rp. 11.550.000 Premi Satu Tahun All Risk Standard
420.000.000 x 3.02% = Rp. 12.684.000 Premi satu Tahun All Risk huru hara, Banjir dan Gempa


Benefit :
1. All Risk Comprehensive
2. TJH III Rp. 10jt.


Sementara hanya tiga Asuransi diatas dilain saat akan saya tambahkan lagi untuk asuransi lain seperti SINARMAS, AXA, dan yang lainnya

JAKARTA: Value investing their pension fund industry continues to grow throughout the year with touching Rp145, 2 trillion by the end of July 2012, grew 4.45% compared to the end of 2011, which recorded Rp136, 13 trillion

Performance for 7 month only meet about 45% of the projected Capital Market Supervisory Agency and Financial Institution (Bapepam-​​LK) are hoping the investment industry Pension Fund (Pension Fund) can grow at least 10% this year.

Dumoly F Pardede, Head of Pension Fund Bapepam-LK, said that currently there are 272 actively operating Pension Fund. "In general, the performance of Pension Fund increased and investment strategy in accordance with a maturity of obligations," he told reporters last week.
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More details he describes government and corporate bonds are still the main choice of the Pension Fund in investing and followed by the placement of funds in a portfolio of mutual funds. Bond so popular choice, besides the price is relatively predictable and can match the tenor and direction of Pension Fund investment plans.

Reason, further Dumoly, making Pension Fund administrators flexibility in adjusting to the Pension Fund liability maturity investment portfolio. As for the global conditions still indicate uncertainty, according to him does not significantly affect the current Pension Fund investment strategy.

According Dumoly, there are two issues of concern to the Pension Fund of businesses today, namely the conversion of new accounting standards and plans for the establishment of the Social Security Providing (BPJS). "Currently Pension Fund currently consolidating the new international accounting system," he said without elaborating further.

However, migration to BPJS related, according to him was not much to worry about. "Because the program is a program of the premium pension on top of the basic program in BPJS," he said. (faa)

JAKARTA: A total of 40 businesses in the insurance sector was selected as a finalist Insurance Awards-16 Insurance Industry in Asia organized by the Asia Insurance Review.

The finalists were selected through a selection of 800 nominees selected insurance companies to be the best in 13 categories.

These categories include Life Insurance Company, General Insurance Company, Educational Service Provider, Reinsurance Broker, Broker.

Additionally Risk Manager, Innovation, Risk Provider, Life reinsurer, General reinsurer, Corporate Social Responsibility, Technology Initiatives, and the Personality of the Year.

It's just not one insurance company in Indonesia which was listed as the finalists are.

The judges and regulators in the insurance sector in Asia has just met and interviewed the finalists are in Singapore, yesterday.

According to a release received business on Friday (08/31/2012), the finalists are average players in the insurance business conditions classified as advanced as Japan, Singapore, and Australia.

In addition to the two countries, the countries contributing finalists including India, Malaysia, Taiwan, and Sri Lanka.

JAKARTA: Actors insurance businesses expect the presence of the Financial Services Authority (OJK/Otoritas Jasa Keuangan) to reorganize the arrangement in the implementation of labor insurance Indonesia (TKI/Tenaga Kerja Indonesia).

Chairman of the Insurance Council of Indonesia (DAI/Dewan Asuransi Indonesia) Cornelius Simanjuntak admitted during This often circulate information about the problems in the handling of insurance TKI.

He hoped the presence of a charge OJK broader oversight financial services industry can contribute to managing the implementation of TKI Insurance to be better in the future.

Not long ago, industry representatives, consisting of DAI, the Association General Insurance Indonesia (AAUI/Asosiasi Asuransi Umum Indonesia), Life Insurance Association of Indonesia (AAJI/Asosiasi Asuransi Jiwa Indonesia), Association of Insurance and Reinsurance Brokers Indonesia (Apparindo), Indonesian Insurance Mediation Board to come to the Board of Commissioners OJK to deliver inputs related problems faced by the insurance industry.

"One of our input from the workers about the handling of insurance in the future, expected to be better than today, "he said yesterday (08/13/2012).

He continued TKI insurance issues are not just about industrial image affected, but it wants to be insurance provide the best benefits for the community.

"Essentially we want the products issued by insurance not cause problems in the community, "he said. (if)

JAKARTA: Asosiasi Asuransi Umum Indonesia (AAUI) still can not predict insurance claims arising from major floods in Ambon in the last week.

Executive Director Asosiasi Asuransi Umum Indonesia (AAUI) Julian Noor said the characteristics of Ambon as insurance markets tend to be unique.

The reason, he said, not many insurance companies that entered the general insurance market in Ambon, especially after the riots.

On the other hand, he added, most commercial buildings are covered by insurance in Ambon is a branch company based in Jakarta, such as branch bank or financial institution.

"It is very rare local buildings, both individual buildings and the buildings belonging to government agencies in Ambon is already covered by insurance. If anything, not necessarily participate protected flood insurance. So we have not been able to predict the claims that arise. Can hundreds of millions, to billions of dollars," he said , Monday (06/08/2012).

Flood disaster that befell the people of Ambon in the last week left thousands displaced. Based on the Business, the total number of refugees there were 1752 households (HH) or approximately 6179 people in 12 points in the five districts. (MSB)

NEW YORK: American International Group Inc. posted a net profit of 2.33 billion U.S. $ as at June 2012, or grew 27% compared with same period last year 1.84 billion U.S. $.

AIG operating income including investment worth 1.06 U.S. $ per share, exceeding analysts' estimates of 20 ie 60 cents on the dollar. (photo: businessweek.com).

Earnings growth supported by a subsidiary of Chartists and SunAmerica life insurance unit. General insurance company subsidiaries Chartis profit before tax of U.S. $ 961 million, up from U.S. $ 826 million in the first half of 2011.

Meanwhile, net income of life insurance unit and pension funds SunAmerica U.S. $ 777 million from U.S. $ 766 million.

Stifel Nicolaus & Co analyst Meyer Shields said profit beraih Chartis and SunAmerica missed the previous estimate. However, AIG's financial performance during the first half of 2012 did not come from the company's main business but subsidiary. (Bloomberg / Yus)

FRANKFURT: Allianz SE, one of Europe's largest insurance, posted a profit increase that is higher than analysts' estimates in the second quarter of this year as revenue rose from the life and health insurance business.

Munich-based insurer announced today that net income rose to 1.23 billion euros, or U.S. $ 1.5 billion from 1 billion euros in the same period last year and higher than the estimate of 13 analysts surveyed by Bloomberg of 1.15 billion euros . (photo: epochtimes.de).

Allianz operating profit target of 7.7 billion euros to 8.7 billion euros this year because insurance industry is recovering from a record of the largest claims due to earthquakes in Japan and floods in Thailand last year.

Insurance companies are struggling to cover the payment to the owner of a health insurance policy for the European debt crisis has hit interest rates. "At first glance, looks very good performance, despite the severe conditions of insurance market. Allianz is on track to achieve the target this year, "said Philipp Haesler, Equinet AG analyst in Frankfurt. (Bloomberg/03/yus)